Best bank: Commercial International Bank
Commercial International Bank (CIB) has reinforced its position as Egypt’s leading private-sector bank through a strategy centred on scale, digital innovation and disciplined execution across every major business line.
Marking its 50th anniversary in 2025, the bank delivered net income growth of 49% to EGP82.1 billion ($1.7 billion) while maintaining one of the market’s strongest profitability and efficiency profiles, with a cost-to-income ratio of 14% and capital adequacy of 27.3%.
The bank’s five-year strategy focuses on strengthening its core corporate and retail franchises, diversifying revenues, accelerating digital transformation, and investing in technology and operational excellence. That strategic direction was accompanied by continued balance sheet expansion in 2025, with loans rising 44% to EGP581 billion and deposits increasing 14% to EGP1.11 trillion.
In corporate banking, CIB continued to play a central role in financing Egypt’s economic development, arranging landmark transportation financings worth EGP102 billion and a further EGP30 billion facility for the Suez Canal Economic Zone. Its project finance and syndications team closed transactions worth EGP80.5 billion across multiple sectors, with the bank committing EGP13.9 billion alongside other lenders.
Retail banking remained equally important to the growth story. CIB expanded market share in deposits through innovative savings and term products, while the Swype credit card portfolio grew 21.8% to EGP18.5 billion and Apple Pay transactions surpassed EGP30 billion. Meanwhile, the launch of the digital-first myCIB proposition targeted younger customers and strengthened long-term client acquisition.
The bank also continued to strengthen its digital ecosystem, launching a new business banking app and enhancing its existing consumer banking app, which reached 1.72 million downloads. New features included instant transfers, digital securities portfolio viewing and instant debit card issuance.
Elsewhere, CIB created a dedicated commercial banking segment for mid-sized companies, establishing a clearer progression path from SME banking to institutional coverage.
Underpinning these achievements was continued investment in technology, talent and governance, helping CIB combine market leadership with long-term resilience and cement its position as the benchmark for private-sector banking in Egypt.
Best digital bank: Commercial International Bank
Commercial International Bank’s (CIB) digital strategy is focused less on expanding physical infrastructure and more on deepening digital adoption through existing channels, creating a more connected, self-service banking ecosystem across retail, SME and corporate customers.
Digital-first experiences are a core pillar of the bank’s wider five-year strategy, supported by continued investment in mobile, internet banking and artificial intelligence capabilities.
For consumers, CIB significantly enhanced its mobile and internet banking platforms in 2025, introducing instant transfers with market-leading limits, digital card activation and PIN management, online overdraft and loan applications, digital investment management and instant debit card issuance. Certificates of deposit and time deposits became a major digital distribution success, with 91.8% of bookings completed through online channels.
Customer engagement metrics reflected the success of this strategy. Premium customer penetration across digital channels exceeded 93%, while 98.7% of internal transfers migrated to digital channels. The rollout of Apple Pay gained substantial traction, reaching 340,000 customers and 475,000 tokenised cards, with 88% of tokens actively used for spending. Partnerships such as the integration of credit card applications into the Talabat e-commerce platform further embedded banking services into customers’ daily lives.
For businesses, CIB invested in dedicated digital capabilities including a new business banking mobile application and enhanced internet banking functionality, while also creating a dedicated commercial banking segment to support medium-sized enterprises as they scale towards institutional banking relationships.
Elsewhere, the bank further strengthened customer experience through online branch booking, expanded self-service banking through contactless and drive-through ATMs, and preparations for end-to-end digital onboarding subject to regulatory approval.
Meanwhile, its AI-powered assistant Zaki, generative AI initiatives and social sentiment monitoring platform strengthened personalisation and customer insight, reinforcing CIB’s position at the forefront of digital banking innovation in Egypt.
Best bank for ESG: Commercial International Bank
Commercial International Bank (CIB) has spent the past decade embedding sustainability into its core business model, evolving from Egypt’s green bond pioneer into one of the region’s leading transition finance institutions.
Its sustainable finance strategy is built around four pillars: ESG and climate risk management; revenue generation and market expansion through sustainable finance products and transition programmes; sustainable operations; and innovation and thought leadership, supported by enhanced ESG governance, data and digitisation capabilities.
By the end of 2025, environmental and social financing represented 19.8% of CIB’s direct lending portfolio, supporting 123 projects across renewable energy, energy efficiency, green buildings, sustainable transport, water management and financial inclusion initiatives.
The bank mobilised $333 million in blended climate finance and $9.1 million in grants from international partners including the International Finance Corporation (IFC), the European Bank for Reconstruction and Development and Proparco, alongside additional technical assistance funding for client transition programmes.
CIB has established itself as a leader in transition finance for hard-to-abate sectors including cement, oil and gas, steel, transport and real estate, working with IFC to develop sector-specific decarbonisation pathways aligned with national climate commitments and the International Energy Agency’s net-zero scenario.
Innovation remained a differentiator in 2025. CIB closed Africa’s largest non-sovereign social securitisation bond, worth EGP3.8 billion ($76.7 million), while preparing Egypt’s first social sustainability sukuk to support women and underserved communities. Its green bond programme has financed 22 projects since it was launched in 2021, delivering annual reductions of 6,264 tonnes of CO2 emissions alongside significant energy and water savings.
The bank’s international standing continues to strengthen, with an AA MSCI rating, a Carbon Disclosure Project B score, inclusion in the FTSE4Good Index for a sixth consecutive year and membership of the Bloomberg Gender Equality Index.
Best bank for corporate responsibility: National Bank of Egypt
Corporate responsibility at National Bank of Egypt (NBE) is embedded within a long-established social development model rather than treated as a standalone programme. The bank created Egypt’s first dedicated banking-sector corporate social responsibility unit more than 50 years ago and has aligned its social investment strategy with both Egypt Vision 2030 and the UN Sustainable Development Goals, supported by partnerships with ministries, NGOs and a structured evaluation framework.
The scale of investment is noteworthy. NBE committed more than EGP3.7 billion ($75 million) to social development initiatives during 2024 and 2025, while cumulative contributions over the past eight years exceeded EGP15 billion. Healthcare remained the largest priority, receiving around EGP900 million in 2025 alone to fund hospital infrastructure, specialist medical equipment and treatment programmes across Egypt.
The impact is measurable and nationwide. Support for children’s healthcare included funding treatment for 2,600 patients at Egypt’s 57357 Cancer Hospital, while investments in hospitals such as Kasr Al-Ainy, Abu El Reesh and Magdi Yacoub facilities expanded access to advanced medical care for lower-income communities. Projects targeting preventable blindness, diabetic foot treatment and disability rehabilitation further widened the bank’s social reach.
Education and economic empowerment formed the second pillar of the strategy. NBE invested around EGP240 million in education in 2025, supporting universities, technical education and entrepreneurship programmes. More than 1,000 students received leadership and entrepreneurship training through Enactus Egypt, while projects in Upper Egypt focused on intellectual education schools, vocational training and improving employment opportunities for women and young people.
Importantly, the programme is reinforced internally through employee volunteer teams and dedicated social development expertise, ensuring that NBE’s role as one of Egypt’s largest financial institutions is matched by an equally significant contribution to the country’s social and economic development.
Best bank for sustainable finance: HSBC
HSBC has strengthened its position in Egypt’s sustainable finance market by combining international product expertise with locally relevant financing solutions. Its strategy focuses on supporting clients’ decarbonisation journeys through sustainable lending, trade finance and supply chain solutions, while drawing on HSBC’s global network and sector capabilities.
The bank recorded particularly strong momentum in sustainability-linked financing in Egypt, with volumes doubling year-on-year as demand for KPI-driven structures accelerated among corporate clients. HSBC also ranked first in both Egypt’s ESG lending and ESG lending fee league tables, underlining its growing leadership in the segment.
Its most distinctive contribution came in sustainable trade finance. During 2025, HSBC commercialised its sustainable improvement trade loan proposition in Egypt, developed with EcoVadis, enabling companies earlier in their sustainability journeys to access financing linked to measurable ESG improvements. The proposition formed part of HSBC’s wider sustainable trade platform, which structured 43 transactions worth $639 million during 2025 across Egypt, the UAE, Qatar and Bahrain.
Among HSBC’s flagship transactions in 2025 was a $36 million sustainability-linked trade loan for Beyti, an Almarai subsidiary and one of Egypt’s leading food and beverage manufacturers. The financing linked working capital and capital expenditure facilities to reductions in emissions intensity, lower water consumption and waste diversion targets, aligning operational performance with the company’s long-term sustainability objectives.
HSBC also demonstrated growing capabilities in social finance through approximately $20 million of import facilities supporting the rollout of 20 plasma donation centres across Egypt. The financing contributes to the development of MENA’s first integrated plasma platform through a public-private partnership with Grifols, helping improve healthcare access while reducing reliance on imported plasma-derived medicines.
By pairing global sustainable finance capabilities with practical, client-facing products in Egypt, HSBC showed clear progress in turning transition ambition into measurable financing outcomes.
Best investment bank: EFG Hermes
Few institutions are as deeply embedded in Egypt’s capital markets as EFG Hermes. From IPOs and accelerated bookbuilds to securitisations and strategic acquisitions, the firm has continued to shape some of the market’s most important transactions while also connecting Egyptian issuers with regional and international pools of capital.
The firm played a central role in the resurgence of Egypt’s equity market pipeline in 2025. It acted as sole financial adviser on the IPO of Valu, one of the country’s most anticipated fintech listings, managing the process from regulatory approvals and pricing through to syndication and aftermarket support.
It also served as sole global coordinator on the National Printing Company IPO and advised Gourmet Egypt on its market debut, helping to broaden sector representation on the Egyptian Exchange.
Elsewhere, EFG Hermes demonstrated leadership in secondary market transactions, acting as sole adviser and bookrunner on the EGP2.45 billion ($49.5 million) accelerated bookbuild for Misr Fertilizers Production Company, one of Egypt’s largest secondary equity transactions of the year, and advising on the exit of StonePine Ace Partners from Taaleem Management Services through a 7% stake sale. Both transactions improved market liquidity and highlighted renewed investor appetite for Egyptian assets.
Debt capital markets remained another major strength. The bank continued to dominate Egypt’s securitisation market through repeat mandates from clients including Valu and Bedaya, reflecting the depth of its client relationships and structuring expertise. Particularly notable was the debut securitisation for Nawy Now, described as Egypt’s first prop-tech securitisation.
In M&A, EFG Hermes advised on several of Egypt’s most influential transactions, including DPI’s investment in Alameda Healthcare, the sale of Delta Insurance to Wafa Assurance and Ashmore’s investment in Pharco’s Saudi operations, demonstrating its strength in attracting international capital and supporting regional expansion strategies for Egyptian businesses.
Supporting the franchise is one of the region’s largest research platforms, covering 222 stocks across eight markets and supported by specialist sector, macroeconomic and quantitative teams. This research capability strengthens the bank’s advisory proposition and provides clients with differentiated market insights at a time of heightened volatility and rapid market change.
Best investment bank for DCM: CI Capital
CI Capital has positioned itself at the centre of Egypt’s debt capital markets through scale, product innovation and an ability to structure transactions across multiple asset classes and sectors.
The firm executed 20 DCM transactions worth EGP55.9 billion ($1.1 billion) during the first nine months of 2025, including securitisations, corporate bonds and sukuk, while maintaining a market share of 47% following market-leading positions in both 2023 and 2024.
Its strategy focused on broadening access to capital markets funding for non-bank financial institutions and sovereign entities while adapting structures to a changing interest rate environment following multiple policy rate cuts. CI Capital used innovative structures and strong investor distribution capabilities to deliver transactions despite an inverted yield curve and shifting investor preferences.
The year included several landmark transactions. CI Capital advised on Tasaheel’s EGP7 billion mudarabah sukuk, described as Egypt’s first non-sovereign sukuk and Africa’s largest socially sustainable sukuk issued by a non-governmental entity, establishing a new funding channel for Islamic and sustainable finance in the country. The firm also played a leading role in New Urban Community Authority’s EGP20 billion sovereign securitisation, one of the largest transactions of its kind in the Egyptian market.
Client relationships remained a differentiator. CI Capital introduced new issuers such as Fawry MSME Finance and Arab African International Leasing to the domestic debt market, while continuing to support repeat issuers through multi-issuance programmes, including GB Lease’s record EGP4.16 billion securitisation, the largest leasing securitisation in Egyptian market history.
Having executed 94 DCM transactions worth EGP183 billion since 2016, CI Capital has combined execution capability with market development, helping deepen Egypt’s capital markets and expand the range of funding solutions available to issuers and investors alike.
Best for securities services: HSBC
HSBC has reinforced its position among the leading securities services providers in Egypt by combining global network capabilities with deep local market expertise and an increasingly technology-led operating model. Having been among the first institutions to introduce direct custody and clearing services in Egypt in 1996, the bank has continued to invest in its platform to support increasingly sophisticated institutional investor requirements.
Its strategy centres on leveraging HSBC’s international custody network while deepening local execution capabilities, allowing clients to access custody, clearing, foreign exchange and post-trade services through a single integrated platform. The bank serves a broad client base that includes global custodians, broker-dealers, asset managers, sovereign wealth funds and insurance institutions, reflecting both the breadth of its offering and the strength of its cross-border franchise.
HSBC captured mandates from major institutional investors and achieved more than 70% growth in assets under custody, strengthening its market share among foreign investors and reinforcing its role as a gateway for international capital into Egypt.
Technology and operational efficiency remain central to the strategy. HSBC worked closely with the Egyptian Central Securities Depository to maintain direct Swift connectivity and advance straight-through processing capabilities, enabling real-time communication with market infrastructure, reducing settlement failures and improving the quality and timeliness of client reporting.
HSBC also distinguished itself through its contribution to market development. During the year it engaged with regulators and market infrastructure providers to simplify tax reclaim processes, improve securities lending and borrowing arrangements and streamline unified code and name-change procedures, reinforcing its longstanding role as a market advocate and thought leader.
Supported by an experienced local team and a regional presence larger than its direct custodian competitors, HSBC continues to set the benchmark for international custody and post-trade servicing in Egypt.
Best retail bank: Alexbank
Alexbank’s retail banking strategy is focused on developing deeper, more profitable customer relationships through data-driven segmentation, digital engagement and tailored value propositions rather than scale alone.
This approach delivered record new customer acquisition in 2025, with 220,000 new-to-bank customers joining the franchise and retail deposits rising 30% to EGP150.6 billion ($3.04 billion), while retail loans grew 16% to EGP37.5 billion.
Product innovation was central to that performance. The launch of the Ultra Saving Account gave customers a flexible alternative to traditional deposits, combining high returns with liquidity and lifestyle benefits. By the end of 2025 it had attracted EGP16 billion in balances and accounted for 11% of retail deposits. The bank also revamped its Alex Go current account, linking rewards directly to balance growth and helping generate EGP1.4 billion of fresh funds alongside more than 32,000 new accounts in 2025.
Customer experience has become an important differentiator. A fast-track turnaround initiative introduced guaranteed service commitments for affluent and private clients across account opening, KYC processing, lending and card issuance, while the bank also transformed its traditional contact centre into a digital branch that combines customer servicing, advisory and sales capabilities. The platform handled 3.6 million customer interactions in 2025, generated 32,000 sales leads and accounted for 26% of unsecured personal loan volumes and 34% of unsecured credit card acquisitions.
Alexbank also continued investing in digital resilience and security through enterprise-grade fraud prevention tools, secure APIs, encryption and scalable infrastructure designed to support rising transaction volumes and digital adoption.
The bank complemented these investments with targeted propositions for specific customer groups. Its premium offering for upper mass affluent customers combined preferential pricing, loyalty rewards and dedicated relationship management, while the Ebda’ savings account expanded access to banking for underserved communities, helping balances more than triple year on year. Meanwhile, enhancements to the ALEXPOINTS ecosystem and new voucher partnerships strengthened engagement and loyalty across everyday spending categories.
Best bank for customer experience: ADCB Egypt
Targeted investments across digital journeys, service integration, customer feedback and personalised banking services have helped to elevate Abu Dhabi Commercial Bank (ADCB) Egypt’s customer experience.
The bank strengthened its onboarding capabilities through the development of digital account opening functionality in its mobile application, allowing customers to begin the process remotely at any time. Automated data capture and KYC validation enables customers to receive their customer identification file immediately after completing the digital steps, while a hybrid model allows final requirements to be completed at a selected branch with reduced paperwork and processing times.
ADCB Egypt also expanded digital servicing capabilities. The bank increased mobile transfer limits to EGP5 million ($101, 000), introduced digital I-Score enquiries and integrated InstaPay services directly into its mobile application. Its digital credit card journey allowed customers to apply online, upload documents and track applications, while integration with branches and call centres ensured continuity between digital and physical channels.
Security and reliability remained key priorities. The bank introduced two-level verification for external transactions, combining standard authentication with one-time passwords, alongside real-time fraud monitoring, transaction alerts and self-service card controls.
ADCB Egypt also focused on more inclusive and personalised services. Tailored propositions support customers with disabilities, elderly customers, women, freelancers, online entrepreneurs and blue-collar workers through initiatives including accessible banking support, specialised insurance benefits and fee-free account services.
Meanwhile, the bank strengthened how it captures and responds to customer feedback through an expanded voice of the customer framework, including strategic net promoter score (NPS) tracking, fast feedback loop surveys covering more than 20 retail transaction types, branch experience monitoring and digital feedback channels. Its customer-focused approach appears to be reaping rewards, with retail customers increasing year on year from 122,273 to 163,793 in 2025, while its NPS improved from 58% to 69%.
Best personal investing platform: Thndr Securities Brokerage
Thndr Securities Brokerage has played a central role in expanding access to investing in Egypt by building a digital platform designed for a new generation of retail investors.
Rather than simply attracting existing investors to its digital platform, Thndr has focused on creating new market participants by reducing the barriers that historically limited access to capital markets. Some 76% of funded account holders had never invested before joining the platform, while 40% of users are based outside Cairo and Alexandria.
That strategy delivered strong growth in 2025. Funded accounts increased 51% year-on-year to 679,000, while assets under custody rose from $158 million to $485 million. New net deposits tripled from $88 million in 2024 to $265 million in 2025.
Thndr also strengthened its position against competitors, increasing its retail trading market share from 29.7% in 2024 to 30.5% in 2025, while its Egyptian Exchange market share reached 12% by traded value and 30% by volume.
A key driver of its growth has been the expansion from a stock trading platform into a broader investment ecosystem. Thndr now provides access to equities, fixed income funds, equity funds, gold and savings products. Its Thndr Clouds savings product reached $65 million in assets under custody in its first year, while fixed income mutual fund assets increased more than tenfold to $57 million.
The platform has also invested in customer experience and infrastructure. Digital onboarding helped increase conversion from sign-up to funded accounts from around 4% to 5% to approximately 40%, while Thndr Alpha provides guided portfolio recommendations for first-time investors.
For active traders, Thndr introduced subscription-based trading through Thndr Trader and advanced functionality through the ThndrX interface, supported by investments in proprietary data infrastructure and enhanced execution capabilities.
Combined with a financial education ecosystem reaching hundreds of thousands of users, Thndr is helping transform investing from a niche activity into a more accessible part of everyday financial life in Egypt.
Best for mortgage/home loans: Banque Misr
Banque Misr has reinforced its position among Egypt’s leading mortgage lenders by combining scale with a strategy focused on widening access to home ownership, simplifying the borrowing journey and digitising the customer experience.
The bank has built one of the country’s largest mortgage portfolios while supporting national housing initiatives and expanding credit availability across a broad range of customer segments.
Its approach is centred on financial inclusion, serving low and middle-income borrowers alongside customers seeking residential and holiday homes, Egyptians living abroad and clients looking for Shariah-compliant Ijarah financing solutions. Mortgage products offer tenors of up to 30 years and financing of up to EGP100 million ($2.02 million), supported by diverse repayment options such as mobile wallets, direct debit and digital payment providers.
The results have been significant. Mortgage sales increased from EGP3.4 billion at the end of 2024 to approximately EGP4.7 billion by the end of 2025, while the mortgage portfolio expanded from EGP21 billion to EGP25 billion, serving around 160,000 customers nationwide.
Banque Misr has also invested in the broader homebuying ecosystem. Partnerships with developers, brokers and digital property platforms have integrated mortgage calculators, e-forms and onboarding tools directly into customers’ property searches, while bundled life insurance, discounted property insurance and certified valuation services have streamlined the process further.
Digital transformation has been a defining feature of the strategy. Online applications, electronic document submission, automated notifications and omnichannel support through chatbots, hotlines, and email have reduced friction in the customer journey.
Behind the scenes, automation, advanced analytics and a new loan origination system have improved underwriting efficiency and reduced manual processing, while the bank continues to develop a fully digital end-to-end mortgage platform that promises faster approvals and greater transparency for borrowers.
Best for consumer lending: MNT-Halan
MNT-Halan has transformed consumer lending in Egypt by building a digital platform designed around customers historically excluded from traditional credit channels.
Its strategy addresses one of the biggest barriers to financial inclusion: the lack of formal data needed to assess creditworthiness. Through proprietary AI-driven underwriting models, MNT-Halan uses alternative information including transaction behaviour, digital activity, device metadata and social graphs to assess customers with limited or no credit history.
That approach has allowed the company to reach underserved segments at scale. MNT-Halan has served more than eight million customers globally, including more than 500,000 first-time borrowers who previously had no access to formal credit. Women account for 54% of active loans, while customers under 35 represent 41%.
The Halan superapp has become central to that strategy, combining lending with payments, e-commerce and investment services to create a broader financial ecosystem. This gives customers access to multiple services while generating richer insights that help improve underwriting and expand credit availability.
One of MNT-Halan’s most important developments has been the Halan Card, launched to address limited access to traditional credit cards. More than one million cards were issued in 18 months, processing over $845 million across more than 10 million transactions. The card allows customers to transfer approved consumer finance limits directly onto the card and spend beyond whitelisted merchants.
The company has also introduced secured lending products, flexible credit features and digital instalment solutions, while expanding distribution through more than 8,500 vendors.
Customer experience has improved through investments such as electronic know-your-customer processes and automated credit decisions, with its AI engine now responsible for more than half of loan approvals.
MNT-Halan disbursed more than $3.5 billion globally in 2025, with its loan book exceeding $1.7 billion, while gross revenue increased from more than $500 million in 2024 to more than $850 million in 2025.
Best bank for SMEs: National Bank of Egypt
National Bank of Egypt (NBE) has built one of the country’s largest and most comprehensive SME banking franchises, combining scale with an increasingly sophisticated support model designed to meet businesses at every stage of development.
By the end of 2025, the state-owned bank served more than 112,000 SME customers with an SME portfolio of EGP192 billion ($3.9 billion), representing 51% of its total loan book. Its strategy is centred on tailored sector financing across industry, agriculture, trade and services, supporting everything from working capital requirements to machinery purchases and digital transformation projects.
The Al Ahly Business programme has been particularly effective in extending access to finance to smaller enterprises through alternative data-based credit assessments, simplified documentation and loan disbursement within six working days. By the end of 2025, the programme served more than 71,000 customers across 56 economic activities with a portfolio exceeding EGP30.9 billion.
Digital investment has focused on reducing friction for SME customers. Automated workflow platforms, digital document management and online finance applications have shortened processing times and improved transparency, while remote advisory capabilities and digital appointment booking have expanded access to specialist support nationwide.
NBE has also invested significantly in advisory and coverage capabilities. Its network of 25 business development hubs supported almost 71,000 SMEs during 2025 through feasibility studies, licensing support and market access services, complemented by 45 specialist medium-enterprise units and 284 branches dedicated to smaller businesses. Entrepreneurship clinics, governance programmes and partnerships with accelerators further strengthened the non-financial support proposition.
The bank’s commitment to talent development has reinforced these efforts, with extensive training programmes equipping relationship managers and credit teams to support emerging sectors including green and circular economy businesses.
Best bank for large corporates: Arab Africa International Bank
Arab African International Bank (AAIB) strengthened its position in Egypt’s corporate banking market by combining deeper sector expertise with broader financing capabilities and a more integrated client coverage model.
The bank’s corporate and investment banking strategy focused on expanding industry vertical expertise, increasing cross-selling and developing more sophisticated capital solutions beyond traditional lending.
That approach delivered 35% year-on-year growth in the corporate assets book to $4.4 billion in 2025 while reducing concentration risk through more diversified deployment and limited exposure to state-owned entities. Off-balance sheet financing solutions grew by 63% to $342 million, while the bank also executed $176 million of equity financing transactions, broadening funding options for clients and strengthening advisory revenues.
AAIB demonstrated its execution capabilities through participation in 17 largescale transactions worth $2.1 billion, with commitments and mandates totalling $884 million for the bank. Its roles spanned advisory, underwriting, facility agency, placement and technical modelling assignments, highlighting growing sophistication across the corporate financing spectrum.
The bank has also invested in client experience and operating efficiency. Some 70% of eligible large corporate borrowers were onboarded onto its online banking platform during 2025, encouraging greater self-service usage and deeper transactional engagement. Meanwhile, a redesigned onboarding process reduced average account opening and KYC turnaround times from around 90 days to just one week.
A sector-focused coverage model spanning industries including steel, construction, tourism, automotive, real estate and non-bank financial institutions has been reinforced by an integrated business services platform that processed more than 200,000 transactions across corporate and SME clients during the year.
Continued investment in talent, sustainable finance expertise and specialised advisory capabilities further strengthened the bank’s ability to support Egypt’s largest corporates through increasingly complex financing requirements.
