Best private bank: CTBC Bank
CTBC Bank’s recognition as Taiwan’s best private bank in 2025 is supported by steady financial performance, strengthened market positioning, and continued enhancements to its digital capabilities.
The bank recorded consistent year-on-year improvements across its private banking operations. As of June 2025, onshore private banking assets under management (AUM) grew by 17%, revenue increased by 34%, and wealth management fee income rose by 43%. Offshore private banking displayed a similar trajectory, with AUM up 17%, revenue up 25%, and fee income increasing by 62%.
The bank also saw an expansion of its market presence. By June 2025, it served a sizeable base of high-net-worth clients and managed a substantial level of assets, both representing roughly 15% of the market. Client numbers continued to rise, reflected in 14% growth onshore and 18% offshore. Relationship manager capacity grew at a similar pace, supporting balanced coverage ratios across both onshore and offshore teams.
CTBC Bank’s investment in digital platforms remains central to its service model. Its real-time portfolio and risk-monitoring tools give clients greater visibility over their holdings, while newly launched app-based services for insurance diagnostics and consolidated asset reviews provide more convenient access. These developments support more informed and timely decision-making for clients.
Best international private bank: DBS
DBS has strengthened its position as Taiwan’s best international private bank, earning this recognition for the second consecutive year. The bank’s continued progress is reflected in its solid financial performance, consistently positive client feedback, and meaningful regulatory milestones that support long-term business development.
In the first half of 2025, DBS Taiwan recorded a significant increase in wealth inflows, with net new money rising by 2,075%, already exceeding the total for 2024. Assets under management remained stable at $17.5 billion despite market fluctuations, supported by new client acquisition and effective win-back initiatives.
Income also continued to grow steadily, with an 8% year-on-year increase, while net profit rose by 2%. Return on assets improved from 1.38% in 2024 to 1.54% in the first half of 2025, indicating enhanced efficiency and a stronger contribution from high-quality revenue streams.
Customer satisfaction further strengthened the bank’s standing. DBS achieved a score of 4.69 (out of 5) in the 2025 survey, up from 4.56 in 2024, and outperformed major competitors across all assessed categories.
Regulatory approvals, including the WM2.0 licence and Kaohsiung SEZ in 2025, have enabled the bank to broaden its wealth proposition and position itself well within Taiwan’s expanding high-net-worth segment.
Best for HNW: E.SUN Bank
E.SUN Bank’s recognition as Taiwan’s best private bank for high-net-worth (HNW) individuals in 2025 reflects the steady and consistent progress it has made across all areas of its HNW proposition.
Its position in the market has strengthened notably over the past year. The number of HNW clients rose from 836 to 2,586, an increase of 209%, while market share expanded from 8.8% to 17.2%, placing the bank firmly at the top of the domestic ranking. Assets under management have also increased steadily, recording substantial double-digit growth between early 2024 and mid-2025.
The growth has been supported by a product platform designed to meet a wide range of HNW needs. The bank issued $96.5 million in structured bonds, secured the second-largest market share in that segment, and offered eight exclusive offshore bonds totalling $97.64 million. Its introduction of a private equity insurance-linked securities fund has provided clients with access to strategies offering lower correlation to traditional markets.
E.SUN has also reinforced its reputation for wealth planning. Its dedicated succession team delivered Taiwan’s first Foreign Grantor Trust, supported by extensive client engagement. Alongside this, the bank’s relationship model and digital tools, including the Grace engine and CAML KYC system, have made advisory delivery more efficient and reliable, contributing to its success in serving HNW clients.
Best for family office services: CTBC Bank
CTBC Bank has once again been recognised as Taiwan’s best for family offices in 2025. This year’s award highlights the bank’s steady expansion of capabilities to meet the evolving needs of ultra-high-net-worth (UHNW) families in Taiwan.
The bank introduced the market’s first virtual family office, expanding on the Family Wealth Governance framework launched in 2020 and enhanced in early 2025. This platform supports five core dimensions: investment portfolio management, generational wealth transfer, social impact creation, family cohesion, and concierge services, enabling families to balance financial goals with broader societal intentions.
CTBC’s approach combines diversified cross-border portfolio management, investment-backed lending, succession planning, philanthropy advisory and family governance support. Programmes such as constitutions, assemblies and governance education strengthen cohesion, while lifestyle and advisory services provide tax, legal, property and cultural guidance.
A notable highlight is the ZhenFu Summit, which has become a central pillar of CTBC’s family office engagement. Designed as a two-day forum, it brought together family members across generations in a setting that encourages open conversation and shared learning. The summit’s emphasis on connection allowed founders and successors to exchange views, deepen mutual understanding, and build trust in a supportive environment.
CTBC’s model embeds a senior family office team working closely with relationship manager leads and in-house specialists, and ensuring coordinated and consistent client service. Senior managers, experts and supporters work together to proactively manage, provide advice and assist with any additional needs from external organisations.
Best for digital solutions: Taishin International Bank
Taishin International Bank’s digital solutions framework represents one of Taiwan’s most future-ready transformation agendas, engineered to re-architect the bank’s operating model around intelligence-driven personalisation.
At the core of Taishin’s digital solutions during the review period was a commitment to deploying advanced analytics, orchestrating real-time behavioural data and embedding machine-learning-powered recommendation engines across its digital platforms.
This strategy has already delivered measurable impact at scale: improved prediction accuracy; expanded customer coverage; and significant growth in marketing conversion. As part of this transformation, Taishin harnessed learning-to-rank models to elevate personalisation for more than three million customers, demonstrating a strong capability to translate complex data infrastructure into tangible commercial outcomes, including millions in additional loan generation and doubled campaign response rates.
The framework is equally defined by robust execution discipline. Taishin integrated digital footprint tracking across key customer touchpoints, strengthened variable design through domain expertise and introduced advanced monitoring architectures that allow continuous optimisation through tools such as Power BI-driven campaign tracking.
By combining strategic clarity and enterprise-wide digital cohesion, Taishin International Bank has established itself as Taiwan’s most progressive institution – setting a national benchmark for digital banking innovation.
Best for sustainability: Taishin International Bank
Taishin International Bank has made sustainability an increasingly structural feature of its private banking proposition. The bank has embedded ESG criteria directly into its product review and asset management processes, ensuring that investment offerings for high-net-worth clients are screened against recognised sustainability standards before reaching client portfolios.
In 2024, all new products introduced excluded exposure to controversial sectors including tobacco, alcohol and gaming, as well as those carrying weak S&P Global or MSCI ESG ratings. Sustainable investment assets under management (AUM) reached NT$5.128 billion ($161 million) by the end of 2024, supported by an actively curated range of funds, equities and offshore exchange-traded funds oriented towards green energy and water resources.
The ESG-first approach extends to Taishin’s Securities Investment Trust (SITE) and its discretionary management operations, where investment decisions explicitly avoid corporates associated with pollution, human rights violations or major controversies.
Financing activities reflect the same orientation. Taishin offers preferential mortgage rates for properties certified as green buildings by the Taiwan Architecture and Building Center, with total loan balances reaching NT$2.037 billion in 2024. Its energy-efficient vehicle financing programme, covering electric and hybrid cars, saw outstanding loans rise to NT$15 billion – an increase of more than 20% – signalling strong client demand for green finance solutions.
Taken together, these initiatives reflect a consistent application of ESG principles across Taishin’s private banking value chain, from product selection and portfolio construction through to lending.
