A combination of sustained portfolio growth and technology-driven initiatives positioned Banco Popular Dominicano as a key driver of real estate development in the Dominican Republic.
The bank grew its mortgage portfolio to RD$71.4 billion ($1.1 billion), up 14% year-on-year, and disbursed RD$20.0 billion in housing loans – a 16% increase – enabling more than 7,500 families to secure homes. Construction lending also expanded, with RD$9.9 billion disbursed, a 28% rise that supported 351 developers and stimulated urban growth and employment.
Operational changes underpinned this performance. A dedicated interim lending team structured credit lines for developers, while a nationwide commercial channel of 58 specialists linked real estate partners with prequalified buyers. These measures improved liquidity for builders and accelerated project delivery, contributing towards the bank’s 29.8% share of mortgages and 32.4% share of the commercial real estate portfolio.
Banco Popular advanced its digital transformation by initiating fully online mortgage applications and developing a georeferencing system for virtual property viewing
Innovation was a defining feature. Banco Popular advanced its digital transformation by initiating fully online mortgage applications and developing a georeferencing system for virtual property viewing. These tools reduce approval times and enhance transparency for buyers and investors. In addition, the bank advances environmental standards through Hipoteco, a mortgage product for Edge-certified homes that helps reduce energy use and lower household costs.
Another standout initiative is the financial education programme Mi Primera Vivienda, which equips first-time buyers with practical tools for responsible borrowing. Delivered through the bank’s Finanzas con Propósito platform, it also provides guidance on budgeting and credit management to reduce risk and improve long-term affordability.
